Gulf Coast Benefit Advisors

Gulf Coast Benefit Advisors provides independent Medicare guidance for residents of Pine Island and the wider Southwest Florida region. We help older adults and caregivers compare Medicare Advantage (Part C), Prescription Drug Plans (Part D), and Medigap (Supplement) policies — focusing on keeping your prescriptions in-network, maintaining access to your primary care physician and specialists, and finding plans that match your budget and care needs. We explain enrollment windows (IEP, AEP, OEP, SEPs), help avoid late-enrollment penalties, and provide ongoing support after enrollment.

We work with multiple carriers and act as independent advisors — meaning our goal is to match people to the right plan for their situation, not to push a single product. We offer one-on-one consultations, community education events, and follow-ups to ensure the plan continues to meet your needs.

How We Help

Our services are designed to make Medicare simple and to protect you from surprise costs or network issues. Typical ways we help:

• Verify prescription coverage — we check your medications against plan formularies and identify which Part D or MA-PD covers them without gaps.
• Confirm provider network — we verify your primary care physician, specialists, and preferred hospitals are in-network before recommending a plan.
• Match plans to your budget — compare monthly premiums, deductibles, copays, and out-of-pocket maximums so there are no surprises.
• Feature matching — find plans with the benefits you value (dental, vision, hearing, transportation, over-the-counter allowances, etc.).
• Enrollment support — guide you through IEP, AEP, OEP, and Special Enrollment Periods (SEP), complete enrollment paperwork, and document the Scope of Appointment (SOA).
• Post-enrollment support — help with claims questions, plan changes, appeals, and annual plan reviews to ensure the plan still fits.

Agents

Our local, licensed team focuses on clear, understandable Medicare guidance for Pine Island and Southwest Florida.

Kelsey Dexter

Kelsey is a licensed Medicare Agent focusing on networks and plan options.

• kelsey@gulfcoastbenefitadvisors.com
• National Producer #21287630
• LinkedIn

Jessica Davis

Jessica is a licensed Health Insurance agent.

• jessica@gulfcoastbenefitadvisors.com
• National Producer #21699375

Contact

If you'd like a free consultation, prescription check, or to schedule a community Medicare information session on Pine Island, reach out below. We will not sell your information; consultations are educational and without obligation.

We do not offer every plan available in your area. Currently we represent 5 organizations which offer 25 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options.